Money is the root of all evil, but it is a necessary element in life. We have decided lately that we really want to live on a budget. With the help of the One for the Money pamphlet, (and two incomes) we feel like we have gotten our finances in control. Now that things are in control, we have decided it is time not only to make up a budget, but to live by it. The Henderson family has a trend going . . . budgeting. Lately it seems like the topic. "How much do you spend on food, how do you stretch your money?" So this month not only did we re-vamp our budget, but we committed to live by it. Grocery shopping has been the true eye-opening experience. We have split our grocery list into three parts: Have To's (Things that we have to have to make dinner this week. Coupons (Things that we could buy that we have coupons for.) And Other Stuff (Things that we could use but don't absolutely need at the moment.) So we get the have-to's first, then pick and choose off of the other two parts of our list while trying not to go over our budgeted amount. I am happy to report that we are doing pretty go so far this month. We actually are eating better because we sit down once a week, plan out our meals, and buy what we need for them. Devin cooked his first roast this week, which was SOOOOOO good.So long story short. If you've never read the One for the Money pamphlet read it! Apply it! Set up a budget and try to live by it. It really makes shopping a more exciting adventure. Yesterday at Costco we were holding our breath. When the guy told us our total I actually said "YES! We didn't go over!" He kind of looked at me weird. But I was way excited that we are doing it. And so can you!
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yay for budgeting? Dave and I used to go to Food for less and our grocery budget was like 35 dollars and Dave would calculate in his head how much we had spent and if we got everything on our list and had extra we got ice cream. Another good book is called Total Money Makeover by Dave Ramsey! It had some super money principles in it. I now recommend it to everyone! ( not that I am a financial expert)
Travis and I love the subject. Although always staying within the budget can be a challenge we love learning about it. I was also going to suggest Dave Ramsey. He also has a radio show which is great to listen to. It is on every night from 7-9pm on AM 570 KNRS. Check him out, you will LOVE it!
When you make your money behave you seem to always have what you need. Janae and I have been on a budget since the first day we were married and we wouldn't have it any other way. It gives you such a piece of mind. If you ever need coupon help you should talk to Janae, she always knows when every little deal is happening, she frequently gets $50 or $60 worth of groceries, that we need, for $15 to $20. You can find good deals on things you need too, you just have to look.
Good luck, and keep on sticking to that budget, you'll be glad you did.
Check out Janae's most recent good deal here.
This is fun for me to read all your blogs. I like you more and more every thing I learn about you. Thanks for your testimony on budgeting. I get excited about budgeting as well. And now that Dan's back in school and is less than full time (20 hrs) we are really needing to figure some things out. And as weird as it sounds, we've had fun figuring out what we really don't need and how we can cut back--which is hard for people who don't have extras anyways (like cable or big toys, etc) Good luck with your budget! Love you both!! (So does Dan and Aleah)
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